Hit and run?

If the vehicle which caused the accident, or which collided with you, left the scene you may still be able to make a claim. Our trained advisers can talk you through the options you have to seek the compensation you deserve.

Accident abroad?

There may be shorter time limits to submit a claim in other countries, but we can advise you on the specifics relating to the relevant laws in operation. There is also the possibility that your case may still be covered, and therefore claimable, under UK Law and we can establish this during our initial consultation too.

Passenger in your own car?

If you, as a passenger, have suffered an injury through the reckless negligent actions of the driver – or the driver of another vehicle involved in your accident – then you are legally within your rights to make a claim against them. 

Accident caused deliberately?

We sadly hear many stories about criminals who purposely cause accidents in order to profit fraudulently from an insurance claim. Thankfully advances in technology are allowing the industry to gather more evidence to refuse their claims and, in some cases, to prosecute. If you were the victim of a deliberate accident we can still help you and guide you as to your best course of action for redress. Even where the case is referred to the Criminal Injuries Compensation Authority (CICA) we can talk you through the facts you’ll need to know.

Making a Claim

How do I make a claim?

Simply by contacting us at the first opportunity. The earlier we speak, the easier it is to capture all the details of your case and start working towards receiving the compensation you deserve.

In our initial free consultation we will provide you with all the information you need to pursue your claim and will explain to you how you can proceed on a NO WIN NO FEE basis*.

Where liability has been admitted by the other party, we will request interim payments to help with any immediate costs you are incurring (e.g. medical costs, extra childcare, rehabilitation, travel to appointments etc.). These payments are intended to ease the financial pressure on you at the present time and will be deducted from your final compensation sum.

As well as confirming the validity of your claim in our initial, no-obligation call, we can also give you an indication of the kind of compensation payment you may be likely to receive.

What will it cost to pursue my claim?

At BRM Legal we understand that you may already have been left out of pocket through having to pay various expenses. For this reason we are happy to take on your case on a No Win No Fee basis. This means that you will incur no costs unless your claim is successful*.

Even when you win your case, the majority of your legal expenses will be paid by the other side and any other costs will simply be deducted from your total compensation amount.

*Please note: This is subject to a No Win No Fee agreement having been signed with us (in conjunction with our insurers) and the terms of that agreement having been met by both parties.

How long do I have to make a claim?

The general rule is that a claim must be made within 3 years of the accident. In the case of a fatality, the family has three years from the death or from receipt of the post-mortem results.

There are also a few other exceptions to the 3 year rule which are as follows:

• Those with impaired mental capacity and are unable to make their own claim have an unlimited time to do so

• Children can have a claim made upon their behalf any time up until their 18th Birthday and after this date the usual 3 year rule applies

In cases where the accident occurred abroad, there may be a shorter period within which you need to submit your claim (depending on local laws).

Where the accident was caused deliberately and therefore falls within the Criminal Injuries Compensation Authority the time limit for a claim is reduced to 2 years.